How Much Can You Loan through Pag-IBIG Housing Loan?
Members of the Pag-IBIG Fund have a chance to enjoy lower interest rates and longer payment terms when they avail of Pag-IBIG Housing Loan program. Take a look at list below and see the current prevailing interest rates and loan terms available to you as a Pag-IBIG Member.
- Loan amount of up to Php 300,000; 6% interest rate per annum.
- From Php 300,001 to PhP 500,000; 7% interest rate per annum.
- From Php 500,001 to PhP 750,000; 10.5% interest rate per annum.
- From Php 1,000,000 to PhP 2,000,000; 11.5% interest rate per annum.
Loan amount of up to PhP 700,000 can be paid in 30-year term; Php 700,001 up to PhP 2,000,000 can be paid up to 20 years.
Please take note that you can only loan up to PhP 2,000,000 through Pag-IBIG. If the price of the property is higher than 2,000,000, you may want to personally finance the balance.
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on March 24, 2007
I’m 26 years old and unemployed. How can I be a member of the Pag-IBIG Fund? What are the requirements needed?
Comment by jen — April 3, 2008 @ 1:40 am
gud pm,28 yrs old.gusto ko sana pa member sa pag ibig?paano kaya yon kc d2 ako sa japan.may nakuha kc akong house and lot per d ko na kayang bayaran nais ko sanang e transfer sa pag ibig housing para masave ko ung house and lot ko.ano po dapat kung gawun?
Comment by rosylyn de lago — January 8, 2010 @ 11:14 pm